LET'S TALK

Hey, how are you people? 

Today I am going to share with you people something tragic that happened to me. So, Our family has some ignorant financial habits. Like they will buy some local land just through a broker and many other local investments. The problem of these investments is that they are riskier than even shares because of the added risks of non-trustable people. 

Likewise, my grandfather and my aunt invested in some random ass cryptocurrency through some broker who contacted my grandfather through some contacts. I warned my grandfather that this is not the way to invest anything. When you invest anything, you either read about it or contact a CA, someone who is professionally trained, who will of course charge some money, but who is obliged to do a good job otherwise, you can sue the man. That is how professionalism works. But that is the thing a middle-class man fears a lot, professionalism. He will trust his peers who can be just as ignorant as him but will never contact a CA, a doctor or any professional. 

So, my aunt wanted her money back after some time. And the terms and conditions were that anytime you can withdraw your money. So, my aunt asked me to help to get her deposits and interests back. Now started this broker's dodging the guns. 

He stopped taking calls, he started shouting, he started ignoring. 

Days and months passed. My aunt wanted her money because of some construction work she was doing, and she was in need of urgent money. 

Last month, he finally gave up and told us the process to withdraw.  Even that took some patience on our part because he dodged so much, shouted at us why we are calling so much and most of all, he used to lie a lot. He at first, said call me after breakfast. We called. Then he said that he has not said to call after breakfast, but he had said that he would call after his breakfast is over. Then I asked him after how much time, he said, half an hour. So, I relaxed, I had to do some household chores, so I went to the market. He called instantly 5 minutes after. He shouted at both my aunt and me for not picking up the call and told us that he said he will call in 5 minutes and not half an hour. 

We understood that this man is a broker by definition, that is a fraud. We kept out head and did finally what he said. Now comes the interesting part. 

He told us to mail the crypto company from a mail different from the official mail given by the company. So, we did that. I clearly remember asking him that do we use the official mail? and he said, no, use an informal one. So, we obliged. 

He finally also saw the mail screenshot and said, in 25 days, money will be transferred. 

Cut to yesterday, when we called, he started making excuses from morning that there is a technical glitch. When we forced him, he started shouting again and said that I did not mail using the official mail and that is why the transfer did not happen. 

Now, I don't know what to say. Like, I am not a kid who does not understand how to email someone? I have been on a professional workplace where official communication was done on email only. If you will tell me what exactly to do and on which mail, why would not I do that? 

I told him in frustration, "What an unprofessional man you are? First of all, you do not communicate enough, all you do is vague promises and then you ignore calls and shout!". 

To which, he said, "I understood what kind of child you are! This is what sanskaar your parents gave you, you are not accepting your fault, and you are arguing like a kid!". 

Look, I was putting up with the nonsense of this guy for 3-4 months. It was not even my investments. I even told my grand pa and aunty not to invest and trust local people and especially on such frauds like crypto. 

And now, this guy is saying I do not know how to email. and that my sanskaar is wrong and shit just because I called him unprofessional. 

I shouted at him, "AND WHAT A FUCKING PIECE OF SHIT YOU ARE FOR SAYING THIS MOTHERFUCKER!" 

He started shouting again but just after then I cut the call to catch my breath. 

Then He calls my grandfather. He told him, "Sharma ji, Aapke ladke ne mujhe english mein gaali di hai! usko bata dijiye ki english aur hindi mein gaali ka ek hi matlab hota hai!". 

I said, wow. I was thinking, why is he angry. Is it because I gave him gaali or because It was in English. You know Indian man always lives in a colonialism trauma. I think he was more upset because I said motherfucker and not madharchod. 

I would have said madharchod if my grandfather would not have been there. I would have said, "Arey madharchod, toh tumko hindi mein sunnna hai toh hindi mein de dete hain na, bur ka baal, randi ka baccha, maaa ki chutt tumhari, gaand ke side se khol ke ulta kar denge ne maa ke laude tumko!". 

Anyways, my grandfather told him to shut up and just give my aunt her money back. This time, he said, mail through official mail and we obliged, and he said, 10-15 din mein ho jayega.

Now, we got the mail checked through him so that he tells us clearly if there is a mistake in the mail. 

I am still not in stable state. I will be once her money returns. Because this guy was one of the most non-trustable people I met. 

So, what did I learn out of this experience:

1. It is so important to be financially educated. I think equally important to earn. 

        Earn money and then learn finance

2. Never take financial decisions through trust on peers but on professionals who charge money because now, the professional is liable to give you the service and if he failed, you could sue the professional in courts, but you cannot do that with peers. 

3. I know I could have handled the situation better with more patience. I will not defend what I did. I regret my deeds. I should have said madharchod instead of motherfucker to that bastard. 

jokes aside, all I was saying is when you are in this situation, the person who is conning you, might be a pro. He will not be affected by the gaali that you gave him maybe because he listens to them from his clients on a daily basis. 

I will not say, do not give gaalis to them. DO give, but do not get yourself affected by it. Because he is thick skinned, you also be thick skinned. Life, as it is, is war because of these people. Do not shy away from the war of life. 

I did not! and I learnt this much. 

4. Everyone has to fight their own wars. Life is a garden for those who do not aim for anything. That is always an option. But, if you aim for something, pain, gaali, regret, guilt, are part of the outcomes. Do not shy away. 

I promise, I would not have shied away from slapping the guy if he had said those things on my face. 

कब तक बोझ संभाला जाए
द्वंद्व कहां तक पाला जाए

दूध छीन बच्चों के मुख से
क्यों नागों को पाला जाए

दोनों ओर लिखा हो भारत
सिक्का वही उछाला जाए

तू भी है राणा का वंशज
फेंक जहां तक भाला जाए

इस बिगड़ैल पड़ोसी को तो
फिर शीशे में ढाला जाए

तेरे मेरे दिल पर ताला
राम करें ये ताला जाए

वाहिद के घर दीप जले तो
मंदिर तलक उजाला जाए

कब तक बोझ संभाला जाए
युद्ध कहां तक टाला जाए

तू भी है राणा का वंशज

 

फेंक जहां तक भाला जाए!

Adios!